{"id":597,"date":"2013-05-01T20:18:32","date_gmt":"2013-05-01T20:18:32","guid":{"rendered":"http:\/\/obcanskymonitoring.cz\/?p=597"},"modified":"2013-05-26T07:14:22","modified_gmt":"2013-05-26T07:14:22","slug":"co-se-to-deje-na-kypru-a-potazmo-na-celem-svete","status":"publish","type":"post","link":"https:\/\/obcanskymonitoring.cz\/?p=597","title":{"rendered":"Co se to d\u011bje na Kypru? A pota\u017emo na cel\u00e9m sv\u011bt\u011b?"},"content":{"rendered":"<div class=\"pvc_clear\"><\/div>\n<p class=\"pvc_stats total_only \" data-element-id=\"597\" style=\"\"><i class=\"pvc-stats-icon medium\" aria-hidden=\"true\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" version=\"1.0\" viewBox=\"0 0 502 315\" preserveAspectRatio=\"xMidYMid meet\"><g transform=\"translate(0,332) scale(0.1,-0.1)\" fill=\"\" stroke=\"none\"><path d=\"M2394 3279 l-29 -30 -3 -207 c-2 -182 0 -211 15 -242 39 -76 157 -76 196 0 15 31 17 60 15 243 l-3 209 -33 29 c-26 23 -41 29 -80 29 -41 0 -53 -5 -78 -31z\"\/><path d=\"M3085 3251 c-45 -19 -58 -50 -96 -229 -47 -217 -49 -260 -13 -295 52 -53 146 -42 177 20 16 31 87 366 87 410 0 70 -86 122 -155 94z\"\/><path d=\"M1751 3234 c-13 -9 -29 -31 -37 -50 -12 -29 -10 -49 21 -204 19 -94 39 -189 45 -210 14 -50 54 -80 110 -80 34 0 48 6 76 34 21 21 34 44 34 59 0 14 -18 113 -40 219 -37 178 -43 195 -70 221 -36 32 -101 37 -139 11z\"\/><path d=\"M1163 3073 c-36 -7 -73 -59 -73 -102 0 -56 133 -378 171 -413 34 -32 83 -37 129 -13 70 36 67 87 -16 290 -86 209 -89 214 -129 231 -35 14 -42 15 -82 7z\"\/><path d=\"M3689 3066 c-15 -9 -33 -30 -42 -48 -48 -103 -147 -355 -147 -375 0 -98 131 -148 192 -74 13 15 57 108 97 206 80 196 84 226 37 273 -30 30 -99 39 -137 18z\"\/><path d=\"M583 2784 c-38 -19 -67 -74 -58 -113 9 -42 211 -354 242 -373 16 -10 45 -18 66 -18 51 0 107 52 107 100 0 39 -1 41 -124 234 -80 126 -108 162 -133 173 -41 17 -61 16 -100 -3z\"\/><path d=\"M4250 2784 c-14 -9 -74 -91 -133 -183 -95 -150 -107 -173 -107 -213 0 -55 33 -94 87 -104 67 -13 90 8 211 198 130 202 137 225 78 284 -27 27 -42 34 -72 34 -22 0 -50 -8 -64 -16z\"\/><path d=\"M2275 2693 c-553 -48 -1095 -270 -1585 -649 -135 -104 -459 -423 -483 -476 -23 -49 -22 -139 2 -186 73 -142 361 -457 571 -626 285 -228 642 -407 990 -497 242 -63 336 -73 660 -74 310 0 370 5 595 52 535 111 1045 392 1455 803 122 121 250 273 275 326 19 41 19 137 0 174 -41 79 -309 363 -465 492 -447 370 -946 591 -1479 653 -113 14 -422 18 -536 8z m395 -428 c171 -34 330 -124 456 -258 112 -119 167 -219 211 -378 27 -96 24 -300 -5 -401 -72 -255 -236 -447 -474 -557 -132 -62 -201 -76 -368 -76 -167 0 -236 14 -368 76 -213 98 -373 271 -451 485 -162 444 86 934 547 1084 153 49 292 57 452 25z m909 -232 c222 -123 408 -262 593 -441 76 -74 138 -139 138 -144 0 -16 -233 -242 -330 -319 -155 -123 -309 -223 -461 -299 l-81 -41 32 46 c18 26 49 83 70 128 143 306 141 649 -6 957 -25 52 -61 116 -79 142 l-34 47 45 -20 c26 -10 76 -36 113 -56z m-2057 25 c-40 -58 -105 -190 -130 -263 -110 -324 -59 -707 132 -981 25 -35 42 -64 37 -64 -19 0 -241 119 -326 174 -188 122 -406 314 -532 468 l-58 71 108 103 c185 178 428 349 672 473 66 33 121 60 123 61 2 0 -10 -19 -26 -42z\"\/><path d=\"M2375 1950 c-198 -44 -350 -190 -395 -379 -18 -76 -8 -221 19 -290 114 -284 457 -406 731 -260 98 52 188 154 231 260 27 69 37 214 19 290 -38 163 -166 304 -326 360 -67 23 -215 33 -279 19z\"\/><\/g><\/svg><\/i> &nbsp;1,632&nbsp;total views<\/p>\n<div class=\"pvc_clear\"><\/div>\n<p>Co se to vlastn\u011b d\u011bje na Kypru? A co se to d\u011bje v ostatn\u00edch evropsk\u00fdch st\u00e1tech? Jeden evropsk\u00fd st\u00e1t za druh\u00fdm se propad\u00e1 do trycht\u00fd\u0159e bankrotu, bez jedin\u00e9ho v\u00fdst\u0159elu ztr\u00e1c\u00ed svou suverenitu i budoucnost. Co to je? P\u0159\u00ed\u0161t\u00ed na \u0159ad\u011b je Slovinsko, to u\u017e se &#8220;v\u00ed&#8221;. \u010cek\u00e1 jednou podobn\u00fd osud i \u010ceskou republiku? D\u00e1 se s t\u00edm n\u011bco d\u011blat? Co konkr\u00e9tn\u011b?<\/p>\n<div id=\"attachment_598\" style=\"width: 160px\" class=\"wp-caption alignright\"><a href=\"http:\/\/obcanskymonitoring.cz\/wp-content\/uploads\/2013\/05\/thumbnail.jpg\"><img aria-describedby=\"caption-attachment-598\" loading=\"lazy\" class=\"size-thumbnail wp-image-598 \" title=\"Co se to d\u011bje na Kypru? A pota\u017emo na cel\u00e9m sv\u011bt\u011b?\" alt=\"Co se to d\u011bje na Kypru? A pota\u017emo na cel\u00e9m sv\u011bt\u011b?\" src=\"http:\/\/obcanskymonitoring.cz\/wp-content\/uploads\/2013\/05\/thumbnail-150x150.jpg\" width=\"150\" height=\"150\" srcset=\"https:\/\/obcanskymonitoring.cz\/wp-content\/uploads\/2013\/05\/thumbnail-150x150.jpg 150w, https:\/\/obcanskymonitoring.cz\/wp-content\/uploads\/2013\/05\/thumbnail-300x300.jpg 300w\" sizes=\"(max-width: 150px) 100vw, 150px\" \/><\/a><p id=\"caption-attachment-598\" class=\"wp-caption-text\">Co se to d\u011bje na Kypru? A pota\u017emo na cel\u00e9m sv\u011bt\u011b?<\/p><\/div>\n<p><!--more--><\/p>\n<p>V\u00fdmluvn\u011bji ne\u017e v\u0161echny koment\u00e1\u0159e o tzv. kypersk\u00e9 krizi, zve\u0159ejn\u011bn\u00e9 v \u010desk\u00e9m tisku, hovo\u0159\u00ed n\u00e1sleduj\u00edc\u00ed\u00a0<a href=\"http:\/\/teckacz.cz\/-\/23198\">sn\u00edmek z internet bankingu Kypersk\u00e9 banky Laiki bank<\/a>. \u00a0Dost drsn\u00e9. Lid\u00e9 p\u0159i\u0161li ze dne na den a\u017e o\u00a0<a href=\"http:\/\/ekonomika.idnes.cz\/bakovni-krize-na-kypru-a-skrty-v-bance-laiki-fe2-\/eko_euro.aspx?c=A130327_110306_eko_euro_spi\">80 procent sv\u00fdch vklad\u016f<\/a>\u00a0nad 100.000 euro. Na Kypru, v Evropsk\u00e9 unii, v sou\u010dasn\u00e9 dob\u011b. Nelze se konej\u0161it t\u00edm, \u017ee se jedn\u00e1 o pen\u00edze bohat\u00fdch &#8211; uv\u011bdomme si, \u017ee vklad nad 100.000 euro m\u016f\u017ee b\u00fdt standardn\u00ed \u00falo\u017eka standardn\u011b velk\u00e9ho podniku. Co tyto podniky budou d\u011blat?! Co budou d\u011blat jejich zam\u011bstnanci? Jejich dodavatel\u00e9? Co to ud\u011bl\u00e1 s jejich n\u00e1rodn\u00ed ekonomikou?<\/p>\n<p><strong>Lze to, co se na Kypru stalo, pova\u017eovat za z\u00e1chranu tamn\u00ed ekonomiky?<\/strong><\/p>\n<p>Konfiskace bankovn\u00edch vklad\u016f nepochybn\u011b zp\u016fsob\u00ed ze dne na den obrovsk\u00fd odliv zahrani\u010dn\u00edho kapit\u00e1lu, na kter\u00e9m byla dosud kypersk\u00e1 ekonomika zvykl\u00e1 a z\u00e1visl\u00e1. Samotn\u00fd ministr financ\u00ed Kypru p\u0159irovnal &#8220;nadiktovanou pomoc&#8221; (fantastick\u00fd newspeak) k\u00a0<a href=\"http:\/\/ekonomika.idnes.cz\/kypersky-urednik-prirovnal-mezinarodni-pomoc-zemi-k-atomove-bombe-1fj-\/eko_euro.aspx?c=A130419_160734_eko_euro_spi\">atomov\u00e9 bomb\u011b svr\u017een\u00e9 na jejich zemi<\/a>.<\/p>\n<p><strong>Jak to v\u0161echno prob\u00edhalo<\/strong><\/p>\n<p><a href=\"http:\/\/ekonomika.idnes.cz\/zdaneni-vkladu-kypr-0q0-\/eko-zahranicni.aspx?c=A130320_113756_eko-zahranicni_hro\">Popisuje tento \u010dl\u00e1nek.<\/a>\u00a0Politici a VIP klienti se domohli sv\u00fdch pen\u011bz d\u00edky informac\u00edm v p\u0159edstihu. Nav\u00edc v dob\u011b, kdy kyp\u0159an\u00e9 m\u011bli zablokovan\u00e9 bankovn\u00ed vklady, omezen\u00e9 v\u00fdb\u011bry, zahrani\u010dn\u00ed pobo\u010dky kypersk\u00fdch bank v Rusku a v Brit\u00e1nii norm\u00e1ln\u011b vyd\u00e1vali zahrani\u010dn\u00edm investor\u016fm pen\u00edze.<\/p>\n<p><strong>Jak to v\u0161echno za\u010dalo? Tzv. bankovn\u00ed kriz\u00ed<\/strong><\/p>\n<p>P\u0159\u00ed\u010dinou byla bankovn\u00ed krize, ohromn\u00e1 ztr\u00e1ta v bankovn\u00edm sektoru. To je tak\u00e9 zaj\u00edmav\u00fd term\u00edn. Bankovn\u00ed krize. Proto\u017ee, v\u0161imn\u011bme si, tzv. bankovn\u00ed krize nyn\u00ed zachvacuje jeden st\u00e1t za druh\u00fdm po cel\u00e9m sv\u011bt\u011b. Neza\u0161kod\u00ed proto pod\u00edvat se na tento &#8220;buzzword&#8221; podrobn\u011bji.<\/p>\n<p><strong>Co je to ta bankovn\u00ed krize?<\/strong><\/p>\n<p>Pr\u016fb\u011bh je stejn\u00fd. Najednou &#8220;se&#8221; uk\u00e1\u017ee, \u017ee cenn\u00e9 pap\u00edry v depozitech bank nejsou ne\u017e bezcenn\u00e9 pap\u00edry a po p\u0159ehodnocen\u00ed majetku se uk\u00e1\u017ee, \u017ee v \u00fa\u010detnictv\u00ed banky je z\u00e1vratn\u00e9 saldo.<\/p>\n<p><strong>P\u0159\u00ed\u010diny bankovn\u00edch kriz\u00ed<\/strong><\/p>\n<p>Jsou l\u00ed\u010deny dost prostodu\u0161e. Klienti si ukl\u00e1daj\u00ed pen\u00edze do bank a banky vyd\u011bl\u00e1vaj\u00ed na tom, \u017ee tyto pen\u00edze p\u016fj\u010duj\u00ed jin\u00fdm klient\u016fm. Pokud podcen\u00ed riziko a pen\u00edze se jim nevr\u00e1t\u00ed, banky trat\u00ed pen\u00edze. Pokud \u0161koda \u00a0dos\u00e1hne jist\u00e9ho pom\u011bru vzhledem k objemu depozit \u00a0klient\u016f, banka se dost\u00e1v\u00e1 do probl\u00e9m\u016f.<\/p>\n<p>Tato story zn\u00ed jednodu\u0161e a uv\u011b\u0159iteln\u011b, nen\u00ed v\u0161ak pravdiv\u00e1.<\/p>\n<p>Faktem je, \u017ee nej\u010dast\u011bj\u0161\u00edm p\u0159\u00edpadem, kdy se banka dost\u00e1v\u00e1 do probl\u00e9m\u016f, nen\u00ed podcen\u011bn\u00ed kreditn\u00edho rizika (rizika, \u017ee \u00fav\u011br nebude splacen). Naopak, na mitigaci kreditn\u00edho rizika maj\u00ed banky velmi dob\u0159e nastaven\u00e9 procesy a dok\u00e1\u017eou toto riziko velmi efektivn\u011b m\u011b\u0159it a preventovat nap\u0159. p\u0159ijat\u00fdm zaji\u0161t\u011bn\u00edm. Na kreditn\u00ed riziko jsou dob\u0159e nastaven\u00e9\u00a0i regulatorn\u00ed audity a reportingy. Troufnu si \u0159\u00edci, \u017ee zdaleka nej\u010dast\u011bj\u0161\u00ed p\u0159\u00ed\u010dinou krach\u016f bank je p\u0159\u00edm\u00e9 tunelov\u00e1n\u00ed bank jej\u00edmi vlastn\u00edky nebo top managery. \u00a0Kdy z rozhodnut\u00ed vlastn\u00edk\u016f nebo akcion\u00e1\u0159\u016f banka prov\u00e1d\u00ed obchody a transakce, kter\u00e9 se form\u00e1ln\u011b tv\u00e1\u0159\u00ed jako bezprobl\u00e9mov\u00e9 obchody s nulov\u00fdm rozikem, maj\u00ed v\u0161ak za c\u00edl vyn\u00e9st z bank pen\u00edze a skute\u010dn\u00e9 hodnoty a nahradit je v\u011bcn\u011b bezcenn\u00fdmi pap\u00edry. Kdy\u017e se na to nep\u0159ijde, z takov\u00fdch obchod\u016f maj\u00ed jist\u00ed lid\u00e9 fantastick\u00e9 p\u0159\u00edjmy. V okam\u017eiku, kdy se v\u011bc proval\u00ed, banka se dost\u00e1v\u00e1 do velk\u00fdch pot\u00ed\u017e\u00ed. Ejhle, bankovn\u00ed krize je tu.<\/p>\n<p>Pokud s t\u00edmto chcete polemizovat na p\u0159\u00edkladech \u010cesk\u00e9 republiky, dejte si do googlu hesla bankovn\u00ed socialismus, krach banky x &#8211; dosa\u010fte libovolnou z des\u00edtek bank, kter\u00e9 za posledn\u00ed \u010dtvrtstolet\u00ed v \u010cR popadaly a chca nechca budete muset d\u00e1t t\u011bmto tez\u00edm zapravdu.<\/p>\n<p><strong>L\u00e9k hor\u0161\u00ed ne\u017e nemoc<\/strong><\/p>\n<p>Dobr\u00e1, m\u00e1me tu bankovn\u00ed krizi, k n\u00ed\u017e se dosp\u011blo zp\u016fsobem popsan\u00fdm v minul\u00e9m odstavci. N\u00e1sleduje \u00a0pl\u00e1n z\u00e1chrany bankovn\u00edho sektoru. N\u011bkter\u00e9 banky jsou ponech\u00e1ny sv\u00e9mu osudu. (Pohybujeme se p\u0159eci mezi \u017eraloky, pro obhajobu &#8220;se&#8221; dob\u0159e uplatn\u00ed liberalistick\u00e9 pou\u010dky), jin\u00e9 jsou prohl\u00e1\u0161eny za &#8220;too big to fall&#8221;. Je nutn\u00e9 je zachr\u00e1nit na vrub ob\u010dan\u016f. Vl\u00e1da navrhne velkorys\u00fd z\u00e1chrann\u00fd pl\u00e1n, h\u00e1j\u00ed jej citov\u011b j\u00edmav\u00fdmi a sou\u010dasn\u011b v\u00e1gn\u00edmi tezemi o &#8220;pot\u0159ebnosti&#8221; &#8220;z\u00e1chrany&#8221; finan\u010dn\u00edho &#8220;syst\u00e9mu&#8221;. Poslanci nap\u0159\u00ed\u010d politick\u00fdm spektrem pro pl\u00e1n zvednou ruku. Noviny se p\u0159edh\u00e1n\u011bj\u00ed v podpo\u0159e &#8220;z\u00e1chrann\u00e9ho pl\u00e1nu&#8221;. Kritick\u00e9 hlasy jsou sly\u0161et sice velmi hlasit\u011b a jsou sd\u011blovac\u00edmi prost\u0159edky podporov\u00e1ny, ale omezuj\u00ed se na naprosto nerelevantn\u00ed tit\u011brnosti. Pl\u00e1n je schv\u00e1len. Pen\u00edze jsou nasm\u011brov\u00e1ny do korporac\u00ed. Dojde k p\u0159edlu\u017een\u00ed st\u00e1tn\u00edho rozpo\u010dtu. Bank\u00e1m je pomo\u017eeno, ale st\u00e1tn\u00ed rozpo\u010dty jsou zat\u00ed\u017eeny obrovsk\u00fdm, ne\u00fanosn\u00fdm dluhem. A kdo vl\u00e1d\u00e1m na velkorys\u00fd pl\u00e1n p\u016fj\u010d\u00ed pen\u00edze? Samy banky, jim\u017e m\u00e1 b\u00fdt pomo\u017eeno. Geni\u00e1ln\u00ed. Jak je to mo\u017en\u00e9? Proto\u017ee transakce jsou virtu\u00e1ln\u00ed, probl\u00e9my jsou virtu\u00e1ln\u00ed, pouze pen\u00edze ob\u010dan\u016f, va\u0161e, moje, \u00a0jsou skute\u010dn\u00e9.<\/p>\n<p><strong>Bylo by mo\u017en\u00e9 \u0159e\u0161it probl\u00e9m m\u00e9n\u011b ni\u010div\u011b?<\/strong><\/p>\n<p>Ale jist\u011b\u017ee ano. Kdy\u017e u\u017e finan\u010dn\u00ed krize nastaly, pro\u010d jsou zachra\u0148ov\u00e1ny soukrom\u00e9 podniky, kter\u00e9 na trhu neobst\u00e1ly? V\u017edy\u0165 je to zcela proti liber\u00e1ln\u00edm tr\u017en\u00edm princip\u016fm, kter\u00e9 jsou jinak na oko proklamov\u00e1ny. Pomoc velk\u00fdm bank\u00e1m je velmi \u010dasto zd\u016fvod\u0148ov\u00e1na snahou &#8220;zachr\u00e1nit&#8221; finan\u010dn\u00ed sektor, zabr\u00e1nit p\u00e1du ostatn\u00edch bank, zhroucen\u00ed cel\u00e9ho &#8220;syst\u00e9mu&#8221;. Tyto proklamace jsou spojeny s ustaranou tv\u00e1\u0159\u00ed politika, jemu\u017e jde pouze o ve\u0159ejn\u00e9 blaho. Tento zp\u016fsob &#8220;z\u00e1chrany&#8221; jde na vrub da\u0148ov\u00fdch poplatn\u00edk\u016f stejn\u011b nic ne\u0159e\u0161\u00ed: pen\u00edze skon\u010d\u00ed v \u010dern\u00e9 d\u00ed\u0159e probl\u00e9mov\u00e9ho podniku, st\u00e1t se stane insolventn\u00edm a vykro\u010d\u00ed sm\u011brem k bankrotu. U\u017e te\u010f rozpo\u010dty st\u00e1t\u016f vlivem tzv. &#8220;dluhov\u00e9 slu\u017eby&#8221; (\u00fa\u017easn\u00fd newspeak) p\u0159ekra\u010duj\u00ed ve sv\u00fdch schodc\u00edch v\u00e1le\u010dn\u00e9 rozpo\u010dty bojuj\u00edc\u00edch st\u00e1t\u016f za druh\u00e9 sv\u011btov\u00e9 v\u00e1lky.<\/p>\n<p>Viz<\/p>\n<p><img loading=\"lazy\" title=\"US Gross public debt 1900-2013\" alt=\"US Gross public debt 1900-2013\" src=\"http:\/\/www.usgovernmentspending.com\/include\/usgs_chart4p01.png\" width=\"390\" height=\"250\" border=\"0\" \/><\/p>\n<p>Bli\u017e\u0161\u00ed informace a statistiky v \u010dl\u00e1nku\u00a0<a href=\"http:\/\/www.usgovernmentspending.com\/debt_deficit_brief.php\">zde<\/a>. Uk\u00e1zka kompletn\u00edho britsk\u00e9ho rozpo\u010dtu z v\u00e1le\u010dn\u00e9ho roku 1943, viz\u00a0<a href=\"http:\/\/books.google.cz\/books?id=1_GiBECnq7gC&amp;pg=PP3&amp;lpg=PP3&amp;dq=state+budget+1943&amp;source=bl&amp;ots=3tZJw4P0PQ&amp;sig=EfzXISsOvcLmvusvPJnOOe9-jFQ&amp;hl=cs&amp;sa=X&amp;ei=8DuBUZ6FEMeN4ASA2YGADw&amp;ved=0CIcBEOgBMAk\">zde<\/a>. Pod\u00edvejte se na to, je to opravdu zaj\u00edmav\u00e9. Ve t\u0159ic\u00e1t\u00fdch letech m\u011bla Brit\u00e1nie p\u0159ebytkov\u00e9 rozpo\u010dty a i ve v\u00e1le\u010dn\u00fdch letech si dr\u017eela na na\u0161e pom\u011bry neb\u00fdvalou finan\u010dn\u00ed k\u00e1ze\u0148.\u00a0<a href=\"http:\/\/trove.nla.gov.au\/ndp\/del\/article\/2527982\">Dokonce za to byla tehdej\u0161\u00ed vl\u00e1da v tisku s\u017e\u00edrav\u011b kritizov\u00e1na.<\/a>\u00a0Kde jsou ty \u010dasy!<\/p>\n<p>Bylo by mo\u017en\u00e9 \u0159e\u0161it bankovn\u00ed krize i jinak? Nen\u00ed pochyb o tom, \u017ee je t\u0159eba v p\u0159\u00edpad\u011b krachu v\u00fdznamn\u00e9 banky zas\u00e1hnout. Zav\u00e9st nucenou spr\u00e1vu na banku (tak jako na ka\u017ed\u00fd jin\u00fd podnik v bankrotu). Pro klienty by m\u011bl b\u00fdt k dispozici fond poji\u0161t\u011bn\u00ed vklad\u016f &#8211; pen\u00edze by m\u011bly b\u00fdt sm\u011b\u0159ov\u00e1ny klient\u016fm, nikoliv do krachuj\u00edc\u00edho \u00fastavu, kter\u00fd se ji\u017e taktjakotak prom\u011bnil v bezednou propast na pen\u00edze. Je to tak jednoduch\u00e9, \u017ee se \u010dlov\u011bk div\u00ed, pro\u010d tyto standardn\u00ed n\u00e1stroje nejsou pou\u017eity. Pro\u010d? Proto\u017ee &#8220;pomoc&#8221; je \u00fa\u010delov\u00e1.<\/p>\n<p>P\u0159\u00edkladem toho, \u017ee to jde i jinak, je\u00a0<a href=\"http:\/\/www.literarky.cz\/politika\/svet\/13237-eeni-finanni-krize-podle-islandu\">Island<\/a>. Vzpome\u0148me si na tehdej\u0161\u00ed mezin\u00e1rodn\u00ed krizi. Brit\u00e1nie se tenkr\u00e1t proti Islandu \u00a0pokusila pou\u017e\u00edt i\u00a0<a href=\"http:\/\/zpravy.ihned.cz\/?p=013000_d&amp;article[id]=29019040\">protiteroristick\u00fd z\u00e1kon<\/a>. St\u00e1t Island m\u011bl b\u00fdt za\u0159azen mezi teroristick\u00e9 organizace. Na\u0161t\u011bs\u00ed skon\u010dil tento neuv\u011b\u0159iteln\u00fd, surre\u00e1ln\u00fd pokus ne\u00fasp\u011b\u0161n\u011b.<\/p>\n<p><strong>\u0158ekni mi od kter\u00e9 ruky facku chce\u0161. Z levice \u010di pravice?<\/strong><\/p>\n<p>Na Kypru vl\u00e1dla komunistick\u00e1 strana. P\u0159esto tam byla rovn\u00e1 da\u0148 pro korporace &#8211;\u00a0<a href=\"http:\/\/www.finance.cz\/dane-a-mzda\/dane-v-cr-a-v-eu\/dane-v-eu\/dane-na-kypru\/\">10 procent<\/a>\u00a0a cel\u00e1 zem\u011b byla pro korporace da\u0148ov\u00fdm r\u00e1jem. Progresivn\u00ed da\u0148 byla zavedena &#8211; ov\u0161em pouze pro ob\u010dany. Sarkastick\u00fd sm\u00edch &amp; mor\u00e1ln\u00ed pou\u010den\u00ed: V\u0161imn\u011bme si, \u017ee bez ohledu na to, zda vl\u00e1dne levice \u010di pravice, v\u0161ude je realizov\u00e1na tat\u00e1\u017e politika, stejn\u00fd vzorec. S trochou nads\u00e1zky je mo\u017en\u00e9 \u0159\u00edci, \u017ee volba mezi levic\u00ed a pravic\u00ed je volba mezi t\u00edm, kterou rukou chceme my, st\u0159edn\u00ed t\u0159\u00edda, dostat facku.<\/p>\n<p><strong>Dal\u0161\u00ed p\u0159\u00ed\u010dina p\u0159edlu\u017een\u00ed<\/strong><\/p>\n<p>Dal\u0161\u00ed p\u0159i\u010dinou p\u0159edlu\u017een\u00ed krom\u011b sanace bank jsou tzv. mandatorn\u00ed v\u00fddaje. Pen\u011bzovody jsou nastaven\u00e9 z\u00e1konem a kdyby Je\u017e\u00ed\u0161 Kristus vyhr\u00e1l volby a byl prvn\u00ed na kandid\u00e1tce, tak pen\u011bzovody nastaven\u00e9 do kapes kmotr\u016fm nezm\u011bn\u00ed, proto\u017ee jsou p\u0159ece dan\u00e9 z\u00e1konem. A z\u00e1kon (tak rychle) nezm\u011bn\u00ed. Pen\u011bzovody jsou za\u0161p\u00e9rovan\u00e9. Syst\u00e9m je nastaven jasn\u011b a pevn\u011b. Kap\u0159i si rybn\u00edk nevypust\u00ed.<\/p>\n<p><strong>A dal\u0161\u00ed p\u0159\u00ed\u010dina budouc\u00edch bankrot\u016f<\/strong><\/p>\n<p>Je ji\u017e d\u0159\u00edve vzpom\u00ednan\u00e1 tzv. dluhov\u00e1 slu\u017eba. Dluhov\u00e1 slu\u017eba je objem pen\u011bz, kter\u00e9 mus\u00ed \u010cR vyd\u00e1vat na \u00fahradu \u00farok\u016f, poplatky za nov\u00e9 p\u016fj\u010dky. Zaj\u00edmav\u00fd p\u0159ehled person\u00e1ln\u00edho zadlu\u017een\u00ed \u010cR pod\u00e1v\u00e1 tento\u00a0<a href=\"http:\/\/blog.beletris.cz\/Stanislav_Hudsky_120910.php\">blog<\/a>. Hezk\u00fdm dopln\u011bn\u00edm tohoto \u017eeb\u0159\u00ed\u010dku je tento star\u00fd \u00a0<a href=\"http:\/\/zpravy.e15.cz\/domaci\/ekonomika\/mf-si-planuje-pristi-rok-pujcit-220-miliard-korun\">\u010dl\u00e1nek<\/a>. Pl\u00e1n byl spln\u011bn &amp; p\u0159ekro\u010den.<\/p>\n<p>A\u010dkoliv nejsme ve v\u00e1lce a a\u010dkoliv se \u0161krt\u00e1, kde se d\u00e1 i ned\u00e1, pen\u00edze st\u00e1le nesta\u010d\u00ed.<\/p>\n<p><strong>Jak si p\u016fj\u010duje ob\u010dan a jak vl\u00e1da<\/strong><\/p>\n<p>Je rovn\u011b\u017e zaj\u00edmav\u00e9 se pod\u00edvat, za jak\u00fdch podm\u00ednek si vl\u00e1dy p\u016fj\u010duj\u00ed. Nep\u0159ekvap\u00ed, \u017ee za tr\u017en\u00edch, ale co p\u0159ekvap\u00ed, je \u00farokov\u00e1 sazba. Banky p\u016fj\u010duj\u00ed st\u00e1t\u016fm v podstat\u011b s nulov\u00fdm rizikem (zaji\u0161t\u011bn\u00ed dostate\u010dn\u011b kryje riziko, nav\u00edc obrovsk\u00fd rozsah p\u016fj\u010dek minimalizuje riziko. St\u00e1ty &#8220;se&#8221; nav\u00edc zavazuj\u00ed, \u017ee \u00faroky budou hrazeny p\u0159ednostn\u011b, p\u0159ed v\u0161emi ostatn\u00edmi mandatorn\u00edmi v\u00fddaji. Vzhledem k jist\u00fdm p\u0159\u00edjm\u016fm tak maj\u00ed banky sv\u00e9 zisky z \u00farok\u016f jist\u00e9.<\/p>\n<p>Velk\u00fd objem nav\u00edc sni\u017euje n\u00e1klady na operativu. (Kolik set tis\u00edc hypot\u00e9k mus\u00ed kolik des\u00edtek tis\u00edc bankovn\u00edch poradc\u016f domluvit a sjednat, ne\u017e dos\u00e1hnou \u010d\u00e1stky jednoho dealu se st\u00e1tem).<\/p>\n<p>Skv\u011bl\u00fd business. \u00a0p\u0159i\u010dt\u011bte si k tomu, \u017ee st\u00e1ty si a\u017e na v\u00fdjimky p\u016fj\u010duj\u00ed pen\u00edze od bank na floatovou sazbu. Tzn. sazba se m\u016f\u017ee pru\u017en\u011b m\u011bnit. To je fascinuj\u00edc\u00ed. Ob\u010dan, kdy\u017e si bere hypot\u00e9ku, tak si \u00farokovou sazbu fixuje &#8211; zpravidla na co nejd\u00e9le. Br\u00e1n\u00ed se tak riziku, \u017ee mu spl\u00e1tky vysko\u010d\u00ed ze dne na den na \u00farove\u0148, kterou ve vazb\u011b na sv\u00e9 p\u0159\u00edjmy nezvl\u00e1dne pokr\u00fdt. Je to neuv\u011b\u0159iteln\u00e9, ale st\u00e1ty (v\u0161echny) tuto obez\u0159etnou politiku neprov\u00e1d\u011bj\u00ed. P\u016fj\u010duj\u00ed si na floatovou sazbu a pak sta\u010d\u00ed jen n\u011bkolik (v\u00edce \u010di m\u00e9n\u011b \u0159\u00edzen\u00fdch) popla\u0161n\u00fdch kampan\u00edch v tisku, koordinovan\u00e9ho vyj\u00e1d\u0159en\u00ed n\u011bkolika politik\u016f a frr, spl\u00e1tky cel\u00e9ho st\u00e1tu ze dne na den se zv\u00fd\u0161\u00ed t\u0159eba na dvojn\u00e1sobek. (Viz \u0158ecko). Ze dne na den, z hodiny na hodinu se tak st\u00e1t v probl\u00e9mech m\u011bn\u00ed na st\u00e1t pod vodou, bezv\u00fdchodn\u011b vyd\u00e1n na pospas finan\u010dn\u00ed smrti. \u010cR se v tomto nijak neli\u0161\u00ed od ostatn\u00edch krachuj\u00edc\u00edch st\u00e1t\u016f.<\/p>\n<p><strong>Z\u00e1chrann\u00e9 pl\u00e1ny \u010cR na \u00farovni odm\u00edt\u00e1<\/strong><\/p>\n<p>P\u0159ipome\u0148me, \u017ee na \u00farovni EU prob\u011bhlo n\u011bkolik pokus\u016f jak se hroz\u00edc\u00edm syst\u00e9mov\u00fdm bankrot\u016fm br\u00e1nit. Jedn\u00edm z nich je\u00a0<a href=\"http:\/\/www.businessinfo.cz\/cs\/clanky\/pakt-stability-a-rustu-5140.html\">Pakt finan\u010dn\u00ed stability<\/a>. P\u0159e\u010dt\u011bte si jej, je to jen p\u00e1r odstavc\u016f. P\u0159edstavuje z\u00e1vazek pro signat\u00e1\u0159e, \u017ee udr\u017e\u00ed deficity na ur\u010dit\u00e9m procentu k HDP. Sebez\u00e1chovn\u00e9 pravidlo. Kdo toto poru\u0161\u00ed, zaplat\u00ed do unijn\u00edho rozpo\u010dtu pokutu. OK, to zn\u00ed rozumn\u011b. Alespo\u0148 n\u011bco. N\u011bmci pakt podpo\u0159ili. \u010cesk\u00e1 &#8220;Vl\u00e1da rozpo\u010dtov\u00e9 odpov\u011bdnosti&#8221; pakt odm\u00edtla.<\/p>\n<p>Dal\u0161\u00edm pl\u00e1nem je zdan\u011bn\u00ed finan\u010dn\u00edch transakc\u00ed. (Kdy\u017e peka\u0159 prod\u00e1 housku, mus\u00ed platit DPH. Kdy\u017e l\u00e9k\u00e1rna prod\u00e1 l\u00e9k, mus\u00ed platit DPH. Pro\u010d bankovn\u00ed poradce nemus\u00ed platit DPH z prodan\u00e9ho poji\u0161t\u011bn\u00ed? Samoz\u0159ejm\u011b, \u017ee podobn\u00e9 zdan\u011bn\u00ed nen\u00ed mo\u017en\u00e9 zav\u00e9st na n\u00e1rodn\u00ed \u00farovni &#8211; na \u00farovni cel\u00e9 EU by to ji\u017e \u0161lo. Tak\u00e9 zde v\u0161ak na\u0161e vl\u00e1da &#8220;rozpo\u010dtov\u00e9 odpov\u011bdnosti&#8221; \u0159ekla ne.<\/p>\n<p>\u010cR \u0161la nav\u00edc je\u0161t\u011b d\u00e1l a zru\u0161ila sr\u00e1\u017ekovou da\u0148 z dividend.<\/p>\n<p><strong>\u010cek\u00e1 \u010cR bankrot?<\/strong><\/p>\n<p>Je\u0161t\u011b dlu\u017e\u00edm odpov\u011b\u010f na avizovanou ot\u00e1zku, zda podobn\u00fd bankrot \u010dek\u00e1 i \u010cR. Vzhledem k v\u00fd\u0161e uveden\u00fdm skute\u010dnostem, pokud nedojde k z\u00e1sadn\u00ed zm\u011bn\u011b trajektorie, to pova\u017euji za naprostou jistotu.<\/p>\n<p><strong>Jak z toho ven?<\/strong><\/p>\n<p>Levice, pravice to, jak jsem psal, ne\u0159e\u0161\u00ed. Nejlep\u0161\u00edm programem, kter\u00fd jsem vid\u011bl, bylo heslo na transparentu jednoho \u0159eck\u00e9ho demonstranta:\u00a0<em>&#8220;Prove\u010fte odluku st\u00e1tu a korporac\u00ed.&#8221;<\/em>\u00a0Tak jako bylo heslem odluka st\u00e1tu a c\u00edrkve po\u010d\u00e1tkem dvac\u00e1t\u00e9ho stolet\u00ed, te\u010f je \u00fakolem na\u0161\u00ed generace postavit se za ochranu z\u00e1jmu ve\u0159ejn\u00e9ho sektoru proti rozp\u00ednavosti korporac\u00ed. Na\u0161\u00ed generac\u00ed m\u00edn\u00edm v \u0161ir\u0161\u00edm slova smyslu dnes \u017eij\u00edc\u00ed lidi).<\/p>\n<p>Tento program bude velmi brzy spole\u010dn\u00fdm programem v\u0161ech ob\u010dan\u016f nap\u0159\u00ed\u010d zem\u011bmi. Nejde mi o levicov\u00fd \u00fatok proti firm\u00e1m, jde mi o z\u00e1chranu suverenity st\u00e1tu proti rozp\u00ednavosti korporac\u00ed. Proti jejich neomezen\u00fdm finan\u010dn\u00edm mo\u017enostem mus\u00edme postavit to jedin\u00e9, co m\u00e1me: lidi. Cht\u011bj\u00ed-li ubr\u00e1nit sv\u00e9 z\u00e1kladn\u00ed z\u00e1jmy, lid\u00e9 se mus\u00ed vr\u00e1tit se ke sv\u00e9 anga\u017eovanosti, uv\u011bdomit si, \u017ee v\u0161e, co se d\u011bje, d\u011bje se tak, proto\u017ee to ml\u010dky sn\u00e1\u0161ej\u00ed. Lid\u00e9 si mus\u00ed uv\u011bdomit, \u017ee zem\u011b jim z jedn\u00e9 desetimiliontiny \ud83d\ude42 pat\u0159\u00ed &#8211; a bude pat\u0159it i jejich d\u011btem a \u017ee by si m\u011bli zemi hl\u00eddat jako sv\u016fj majetek.<\/p>\n<p><strong>Dal\u0161\u00ed zaj\u00edmav\u00e9 zdroje k t\u00e9matu<\/strong><\/p>\n<p>Zaj\u00edmav\u00fd pohled na kyperskou krizi nab\u00edz\u00ed\u00a0<a href=\"http:\/\/euro.e15.cz\/hyde-park\/komentare\/ilona-svihlikova-kypr-jako-pruzkum-bojem-969070#utm_medium=selfpromo&amp;utm_source=newsletter&amp;utm_campaign=e15news\">\u010dl\u00e1nek Ilony \u0160vihl\u00edkov\u00e9<\/a>. Nesouhlas\u00edm se v\u0161emi z\u00e1v\u011bry, ale pan\u00ed docentka \u0160vihl\u00edkov\u00e1 uv\u00e1d\u00ed zaj\u00edmav\u00e1 fakta a souvislosti. A souhlas\u00edm i s jej\u00edm n\u00e1zorem: Kde vyv\u00edj\u00ed\u0161 obchodn\u00ed \u010dinnost, tam pla\u0165 dan\u011b.<\/p>\n<p><strong>Je\u0161t\u011b o kypersk\u00e9 krizi z \u00fahlu, o kter\u00e9m se v\u016fbec v \u010cR v\u016fbec nep\u00ed\u0161e<\/strong><\/p>\n<p>Kypr byl da\u0148ov\u00fdm r\u00e1jem. Spousta \u010desk\u00fdch &#8220;podnikatel\u016f&#8221;, kte\u0159\u00ed se vyh\u00fdbali dan\u00edm v \u010cR, p\u0159ev\u00e1d\u011bli sv\u00e9 firmy a sv\u00e9 transakce pr\u00e1v\u011b na Kypr. Zn\u00e1m\u00fdm p\u0159\u00edkladem jsou firmy spojen\u00e9 s Prahou, t\u0159eba\u00a0<a href=\"http:\/\/zpravy.ihned.cz\/c1-53778360-praha-patra-kdo-vlastni-tajne-akcie-prazskych-sluzeb\">Pra\u017esk\u00e9 slu\u017eby<\/a>. Nebo firmy kolem aktu\u00e1ln\u011b ob\u017ealovan\u00e9ho\u00a0<a href=\"http:\/\/www.lidovky.cz\/kauza-alexandra-novaka-cast-uplatku-v-radu-milionu-mu-zustala-v-kapse-12l-\/zpravy-domov.aspx?c=A130404_131201_ln_domov_spa\">Alexandra Nov\u00e1ka<\/a>. To v\u0161echno jsou kypersk\u00e9 stopy, kter\u00e9 \u010desk\u00e9 novin\u00e1\u0159e nezaj\u00edmaj\u00ed.<\/p>\n<p>Co je s t\u011bmito firmami? Rusov\u00e9 dostali sv\u00e9 pen\u00edze z Kypru zp\u011bt, do\u010detli jsme se v \u010dek\u00fdch m\u00e9di\u00edch. Britov\u00e9 dostali pen\u00edze z Kypru zp\u011bt, do\u010detli jsme se z \u010desk\u00fdch m\u00e9di\u00ed.<\/p>\n<p>Dostali je zp\u011bt i \u010desk\u00e9 firmy? Ticho. Nepoda\u0159ilo se mi ani po dlouh\u00e9m hled\u00e1n\u00ed \u017e\u00e1dnou informaci vygooglovat.<\/p>\n<p>Mo\u017en\u00e1, kdybychom v\u011bd\u011bli v\u00edce, zbyte\u010dn\u011b bychom se znepokojovali. \ud83d\ude42<\/p>\n<p>OK. Tak hezk\u00fd a klidn\u00fd ve\u010der!<\/p>\n<div data-counters='1' data-style='square' data-size='regular' data-url='https:\/\/obcanskymonitoring.cz\/?p=597' data-title='Co se to d\u011bje na Kypru? A pota\u017emo na cel\u00e9m sv\u011bt\u011b?' class='linksalpha_container linksalpha_app_3'><a href='\/\/www.linksalpha.com\/share?network='facebook' class='linksalpha_icon_facebook'><\/a><a href='\/\/www.linksalpha.com\/share?network='twitter' class='linksalpha_icon_twitter'><\/a><a href='\/\/www.linksalpha.com\/share?network='googleplus' class='linksalpha_icon_googleplus'><\/a><a href='\/\/www.linksalpha.com\/share?network='mail' class='linksalpha_icon_mail'><\/a><\/div><div data-position='' data-url='https:\/\/obcanskymonitoring.cz\/?p=597' data-title='Co se to d\u011bje na Kypru? A pota\u017emo na cel\u00e9m sv\u011bt\u011b?' class='linksalpha_container linksalpha_app_7'><a href='\/\/www.linksalpha.com\/share?network='facebook' class='linksalpha_icon_facebook'><\/a><a href='\/\/www.linksalpha.com\/share?network='twitter' class='linksalpha_icon_twitter'><\/a><a href='\/\/www.linksalpha.com\/share?network='googleplus' class='linksalpha_icon_googleplus'><\/a><a href='\/\/www.linksalpha.com\/share?network='mail' class='linksalpha_icon_mail'><\/a><\/div>","protected":false},"excerpt":{"rendered":"<p>&nbsp;1,632&nbsp;total views Co se to vlastn\u011b d\u011bje na Kypru? A co se to d\u011bje v ostatn\u00edch evropsk\u00fdch st\u00e1tech? Jeden evropsk\u00fd st\u00e1t za druh\u00fdm se propad\u00e1 do trycht\u00fd\u0159e bankrotu, bez jedin\u00e9ho v\u00fdst\u0159elu ztr\u00e1c\u00ed svou suverenitu i budoucnost. Co to je? P\u0159\u00ed\u0161t\u00ed na \u0159ad\u011b je Slovinsko, to u\u017e se &#8220;v\u00ed&#8221;. \u010cek\u00e1 jednou podobn\u00fd osud i \u010ceskou republiku? 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