{"id":7159,"date":"2021-02-02T17:47:24","date_gmt":"2021-02-02T17:47:24","guid":{"rendered":"http:\/\/obcanskymonitoring.cz\/?p=7159"},"modified":"2021-02-02T17:47:25","modified_gmt":"2021-02-02T17:47:25","slug":"co-nas-ceka-s-prijetim-panevropskeho-osobniho-penzijniho-produktu","status":"publish","type":"post","link":"https:\/\/obcanskymonitoring.cz\/?p=7159","title":{"rendered":"Co n\u00e1s \u010dek\u00e1 s p\u0159ijet\u00edm panevropsk\u00e9ho osobn\u00edho penzijn\u00edho produktu"},"content":{"rendered":"
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<\/g><\/svg><\/i>  1,024 total views<\/p>

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Z\u00e1le\u017eitost nen\u00ed nov\u00e1. Dne 25. 7. 2019 bylo v \u00da\u0159edn\u00edm v\u011bstn\u00edku EU zve\u0159ejn\u011bno na\u0159\u00edzen\u00ed o Panevropsk\u00e9m osobn\u00edm penzijn\u00edm produktu (PEPP). C\u00edlem na\u0159\u00edzen\u00ed je ustavit r\u00e1mce pro bezpe\u010dn\u011bj\u0161\u00ed, efektivn\u011bj\u0161\u00ed a transparentn\u00ed trh dobrovoln\u00fdch penzijn\u00edch \u00faspor spravovan\u00fdch v\u00a0celoevropsk\u00e9m m\u011b\u0159\u00edtku.
Na\u0159\u00edzen\u00ed m\u00e1 tak\u00e9 pomoci \u0159e\u0161it demografickou krizi, doplnit st\u00e1vaj\u00edc\u00ed penzijn\u00ed produkty a podpo\u0159it n\u00e1kladovou efektivitu osobn\u00edch penzijn\u00edch produkt\u016f t\u00edm, \u017ee poskytne vhodn\u00e9 mo\u017enosti pro dlouhodob\u00e9 investice osobn\u00edch penz\u00ed tak, aby \u00fa\u010dastn\u00edci m\u011bli prosp\u011bch z\u00a0bezpe\u010dn\u00e9ho osobn\u00edho penzijn\u00edho produktu a z\u00e1rove\u0148 si mohli vybrat z\u00a0r\u016fzn\u00fdch typ\u016f poskytovatel\u016f PEPP.<\/p>\n\n\n

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Proto\u017ee nelze zasahovat do n\u00e1rodn\u00edch penzijn\u00edch syst\u00e9m\u016f, nem\u016f\u017ee PEPP nahradit ani harmonizovat st\u00e1vaj\u00edc\u00ed d\u016fchodov\u00e9 syst\u00e9my jednotliv\u00fdch \u010dlensk\u00fdch st\u00e1t\u016f \u2013 je to tedy zcela dobrovoln\u00fd dopl\u0148kov\u00fd osobn\u00ed penzijn\u00ed produkt. M\u00e1 poskytnou \u00fa\u010dastn\u00edk\u016fm dal\u0161\u00ed mo\u017enost p\u0159i odkl\u00e1d\u00e1n\u00ed prost\u0159edk\u016f na st\u00e1\u0159\u00ed. Nab\u00edzet ho budou nap\u0159. poji\u0161\u0165ovny, banky nebo investi\u010dn\u00ed spole\u010dnosti, a to v r\u016fzn\u00fdch podob\u00e1ch: jako pojistn\u00fd produkt, vklad nebo investi\u010dn\u00ed produkt.<\/p>\n\n\n\n

Pro \u010cR je v t\u00e9to f\u00e1zi podstatn\u00e9, \u017ee \u010desk\u00e9 dopl\u0148kov\u00e9 penzijn\u00ed spo\u0159en\u00ed nen\u00ed s\u00a0evropsk\u00fdm pr\u00e1vem harmonizov\u00e1no, tak\u017ee ho \u010desk\u00e9 penzijn\u00ed spole\u010dnosti zat\u00edm nab\u00edzet nemohou a nebudou. Vl\u00e1da proto p\u0159ipravila n\u00e1vrh, jak sladit \u010desk\u00e9 a unijn\u00ed pr\u00e1vo a jak\u00e9 nov\u00e9 kompetence z\u00edsk\u00e1 v\u00a0t\u00e9to souvislosti \u010cesk\u00e1 n\u00e1rodn\u00ed banka v\u00a0oblasti dohledu nad finan\u010dn\u00edm trhem.<\/p>\n\n\n\n

N\u00e1vrh z\u00e1kona je zde<\/a>, d\u016fvodov\u00e1 zpr\u00e1va tady<\/a>. <\/p>\n

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 1,024 total views Z\u00e1le\u017eitost nen\u00ed nov\u00e1. Dne 25. 7. 2019 bylo v \u00da\u0159edn\u00edm v\u011bstn\u00edku EU zve\u0159ejn\u011bno na\u0159\u00edzen\u00ed o Panevropsk\u00e9m osobn\u00edm penzijn\u00edm produktu (PEPP). C\u00edlem na\u0159\u00edzen\u00ed je ustavit r\u00e1mce pro bezpe\u010dn\u011bj\u0161\u00ed, efektivn\u011bj\u0161\u00ed a transparentn\u00ed trh dobrovoln\u00fdch penzijn\u00edch \u00faspor spravovan\u00fdch v\u00a0celoevropsk\u00e9m m\u011b\u0159\u00edtku. Na\u0159\u00edzen\u00ed m\u00e1 tak\u00e9 pomoci \u0159e\u0161it demografickou krizi, doplnit st\u00e1vaj\u00edc\u00ed penzijn\u00ed produkty a podpo\u0159it n\u00e1kladovou efektivitu osobn\u00edch […]<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":true,"template":"","format":"standard","meta":[],"categories":[7],"tags":[],"_links":{"self":[{"href":"https:\/\/obcanskymonitoring.cz\/index.php?rest_route=\/wp\/v2\/posts\/7159"}],"collection":[{"href":"https:\/\/obcanskymonitoring.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/obcanskymonitoring.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/obcanskymonitoring.cz\/index.php?rest_route=\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/obcanskymonitoring.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=7159"}],"version-history":[{"count":3,"href":"https:\/\/obcanskymonitoring.cz\/index.php?rest_route=\/wp\/v2\/posts\/7159\/revisions"}],"predecessor-version":[{"id":7162,"href":"https:\/\/obcanskymonitoring.cz\/index.php?rest_route=\/wp\/v2\/posts\/7159\/revisions\/7162"}],"wp:attachment":[{"href":"https:\/\/obcanskymonitoring.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=7159"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/obcanskymonitoring.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=7159"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/obcanskymonitoring.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=7159"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}